Owners, Mark Moreno and Andy Lingle, have over 50 years combined experience with the Title Insurance Industry. They joined forces in 2002 to form River City Title, LLC. Mark is the managing member and handles the title insurance and daily operations. Andy is an attorney and handles all real estate closings and matters pertaining to real estate law.
River City Title, LLC protects policyholders from the unknown with property title insurance.
Your home is a large investment and it is important to protect that investment with title insurance from River City Title, LLC. Over half of all real estate transactions have a problem somewhere in the chain of the title. River City Title, LLC will find and resolve any issues to ensure clear title to your property.
Title to a property is the evidence that the owner is in lawful possession of that property. A policy from River City Title, LLC, is protection that your property is free and clear of any liens.
Title Insurance is a form of indemnity insurance, which insures owners against financial loss from defects in the title to real property and from the invalidity, or unenforceability of mortgage liens, encumbrances or the defects in the title to the property. Protect your property against claims such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and or other items that are specified in the actual policy. Buyers, sellers and lenders are all protected by title insurance. Unlike most insurance where you pay a monthly or annual premium, title insurance is purchased with a one-time premium and provides coverage for as long as the policyholder or their heirs own the property.
Title Policy Process: After the escrow officer or lender receives the title order, the title agent or attorney begins a title search. A Preliminary Report is issued to the closing attorney for review and approval. All closing documents are recorded upon escrow’s instruction. When recording has been confirmed, demands are paid, funds are disbursed, and the actual title policy is created.
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